Management Trainee, MCB

In line with our purpose to be an Employer of First Choice, the Management Trainee Program of MCB is designed to recognize, induct, develop and retain the top aptitude from top business schools/universities in Pakistan and abroad.

Through this program new graduates will experience easiness in their change from university into the business environment as a consequence of experience to business practices that will set a foundation for achievement throughout their careers.

Each phase of the Management Trainee Program has been cautiously designed to best suit our organizational objectives and more prominently give graduates an opportunity to come across organizational dynamics to hone their skills and shape their abilities so as to create future leaders for the organization.

Trainee Business Officer, MCB

The Trainee Business Officer Program of MCB is aimed to present development opportunities to the prospective fresh graduates and inculcate a customs of open communication and meritocracy. This program is an attempt towards inducting, training and developing a bunch of Trainee Business Officers in line with MCB’s mission, vision, background and challenges to strengthen and invigorate the front line so as to improve the image of the Bank.

Each phase of the Trainee Business Officer Program has been cautiously designed to best outfit our organizational objectives and more prominently provide present an opportunity to come across organizational dynamics to hone their skills and shape their abilities so as to carve out potential managers for the organization.

Apply Online @ http://www.mcb.com.pk/careers/reg.asp

Jobs in MCB | Relationship Officer – Assets

Company: MCB Bank Limited
Total Position: 35+

Job Location: Islamabad, Lahore, Faisalabad, Gujranwala, Multan, Peshawar, Quetta, Rawalpindi
Minimum Education Bachelor’s Degree
Degree Title: Graduate Degree from a recognized university (preferably MBA)
Career Level: Experienced (Non-Manager)
Required Experience: 2 Years – 3 Years

Description:
Provide assistance and implement sales strategies for managing asset and credit portfolio of the branch and achieving new-to-bank growth targets (increasing volume of asset portfolio) while observing strict compliance of credit manual, SBP policies, circulars, KYC / AML policies and procedures.

Nature and Role:

The role is responsible in handling asset / credit portfolio of the branch under the supervision of credit manager or branch manager (where applicable). It assists in evaluating, screening and drafting proposals based on strict guidelines and ensures decisions are inline with the risk management policies by maintaining the turnaround time and quality of decision making to agreed standards.

Accountability:
1. Selling of asset products to new-to-bank clients after evaluating financial risks and obtaining legal advice to achieve asset sales targets. Carry out the valuation of properties for liquidation by following bank’s defined procedures.

2. Commence the credit initiation process by gathering information and drafting credit proposals, to ensure credit decision making is in line with credit policies, SBP, Prudential Regulations and overall business objectives.

3. Prepares credit approvals for customer by ensuring credit applications are correctly prepared in accordance with the bank’s policies.

4. Ensures there is no security shortfall and the credit proposal is complete for disbursement of all finances as per credit manual / circulars.

5. Monitors performance through MIS reports and presents results to management at regular intervals for watch list accounts with follow-ups for recoveries & handling of classified finances by issuing legal notices

6. Timely preparation & submission of all required credit statements & CRMIS data to improve the credit process and provide marketing support to credit products.

7. Balancing of all related GL heads & books to ensure the balances are inline with the number of transactions done.

Knowledge and Skills:
- Graduate Degree from a recognized university (preferably MBA)
- Knowledge of Credit Risk Analysis,/Credit Risk Governance Frame Works & Practices and SBP Prudential Regulations
- Understanding of banking operations, money markets, regulations and risk management
Experience Profile
- Banking experience of 2-3 years
- Behavioral Competencies
- Good communication/interpersonal skills, approachable & friendly

Branch Mangers, MCB Bank Limited

Total No Of Position: 35+
Job Location: Islamabad, Lahore, Faisalabad, Gujranwala, Multan, Peshawar, Quetta, Rawalpindi
Gender: Both
Minimum Education: Bachelor’s Degree
Career Level: Manager
Experience: 5 Years
Last Date: Mar 24, 2010

Description of Job:
To achieve the branch’s multi-dimensional growth targets (deposits, advances & profit) by sales maximization through strengthening the existing relationships and identifying new business opportunities, while providing quality service coupled with efficient operational controls to minimize all risks by ensuring strict adherence to KYC/AML, SBP & Internal Policies, Processes and Credit Manual / Circulars.

Job Context Nature and scope of the role
The branch manager position exists in each of the approx. 1000 branches of CBBG across Pakistan. This position is directly reporting to RH-Commercial to achieve the branch’s targets for achievement of region’s collective business targets.Branch Manager’s main scope is directly to achieve the best business category through business generation (achievement of targets), ensure a high standard of quality service to the entire customer base, and indirectly to achieve the best audit rating through smooth branch operations as per banking regulations.
Principal Accountabilities
1. Formulation & implementation of sales plans to deepen the existing relationships as well as to identify the new opportunities for achievement of branch’s multi-dimensional targets (deposits, advances, profit)
2. Periodical review of operational activities in light of audit reports and contribute to enforce the internal controls in the branch operations as per the Bank & SBP guidelines (KYC, AML, Business Continuity Plan, etc)
3. Train & motivate all front-end staff to develop their technical & core competencies. Lead them as per sales plan for sales maximization.
4. Evaluation, recommendations and elevation of credit proposal and supervision of all asset related matters.
5. Complete adherence to Service Management Program through complaint resolution by contiguous review & improvement of processes, practices & resources to ensure that service standards are met for customer retention.
6. Ensure that all financial targets are met for the branch and assurance of cost controls and maximization of revenue generation through “good selling” and plugging of revenue leakages in the branch.
Knowledge and Skills
• Graduate from a recognized University
• Knowledge of basic financial concepts, basic banking principles, practices and procedures, banking operations, regulations, and risk management.
Experience Profile
• 5 years of work experience with at least 3 years of branch banking
• Behavioral Competencies
• Efficient interpersonal, communications, and people management skills.

Trainee Business Officer, MCB Bank Limited

Job Description:
The Trainee Business Officers are being employed to reinforce and strengthen the forefront to improve the image of the bank in line with our vision and mission. They will help set up and endorse an image of a progressive bank but will also lend a hand in creating quality backups for important position in Branch Banking and other Businesses.
The Trainee Business Officers will productively establish a constant supply of high quality work force, hired and developed within MCB Culture and Challenges.

Fresh graduates and experienced professionals are welcomed to be a fraction of our team which is devoted towards our image statement and our passion to be customer focused. If you think you can make a differentiation, you are invited to apply and explore the lively challenging and rewarding careers at MCB Bank Limited.

Total Positions: 35+
Location: All Cities
Gender: Equal Opprtunity
Age: 19 - 27 Years
Minimum Education: BBA
Career Level: Entry Level
Minimum Experience: 1 Year
Salary Range: PKR. 15,000 to 20,000/month
Apply By: Nov 30, 2009
Email your resume to careers@mcb.com.pk